I am no financial expert. So I will refrain from giving up too much advice. However, there was one item I should of included in my best of 2009 list. And that was paying off my car. And not just paying it off, but paying it off 2 years early.

It started about a year into my loan. I started putting 50 bucks extra with each payment. I’d start realizing that the 50 extra each month didn’t hurt too much. So before I knew it I was paying off two or three payments at once. Now, I know that two or three extra payments at once isn’t possible for everyone. But even just mailing in 20 or 30 bucks extra with each payment can help.

Paying it off, and paying it off early is a very, very good feeling